Penelope Tzougros

Your satisfying retirement rests on interlocking decisions that you will make continually during retirement. What do you need to know to make decisions that are in your best interest? First, learn the mistakes that are common and how to avoid them. Second, evaluate the multiple facets of the social, financial and physical choices available to you.
Third, now that you have "too" much information, follow a strategy that can help you organize your plan of action.
If you take these steps, you can prepare for better outcomes and feel more confident about your decisions. Having what you feel is a good plan of action will make you feel more in control of your retirement because you identified what you could do and what is outside of your control.

How can I help you in this process? I can guide you through each of those steps, just as I have guided hundreds of others over many decades.
Some of the issues that my presentations include are:
o How to structure your retirement income for flexibility and sustainability
o How your income is impacted by Social Security, health insurance, and risk
o How to cope with the volatility of the markets
o Where to live during retirement
o What your choices have to do with your legacy—no matter how rich or poor you are in assets
o How your outlook changes your outcomes
The purpose of each presentation is to raise critical problems and provide actionable strategies.

Before I became a financial planner, author and national speaker, I was a college professor at CW Post, Northeastern University, and Hellenic College where I also served as Acting Dean. I brought to financial planning the same rigorous analysis that I had learned while pursuing my Masters at Harvard and Doctorate at the University of Toronto. My love of teaching continues in my writing of articles and books: Wealthy Choices: The Seven Competencies of Financial Success; Long-term care insurance: How to make decisions that are right for you; and the forthcoming, Home Sweet Home-Or Not
My television program, Money Makeover, and seven years of radio shows are additional ways that I have been helping people make more thoughtful decisions about their money.

While I was an academic, I did not realize that I was being paid meagerly. I was in love with teaching and the give and take of insights with my students. My focus was on ideas, not dollars. I find that many of you are just like that. You love what you are doing. You are busy with your family, your friends, and all sorts of interests. You want your money to serve you well, but you don't
want to spend much time thinking about it. However, you also want to act wisely. So, listening to my presentations can save you time because they identify what is most important for you to pay attention to. They give you a course of action, so that you can act prudently with your money and get back to what you love doing.

Registered in 50 states with and offering securities and advisory services through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. www.finra.org  www.sipc.org Espeakers and Wealthy Choices® are not affiliated with LPL Financial