Gina Hitchens, RICP®, MBA
CVP

Gina Hitchens, RICP®, MBA

Retirement Income Certified Professional

AL, US
Personal money issues impact EVERYTHING. Let Gina increase your team's financial confidence, engagement, productivity and retention to improve your bottom line.
certified virtual presenter

One of the most prevalent issues that workers face today is financial stress. According to a 2017 study conducted by Price Waterhouse Cooper, 53% of workers report being stressed by their finances, with those reporting stress tending to be younger and female.

  • Loss of productivity
  • Workplace accidents
  • Employee turnover – 40% of employee turnover is due to stress.
  • HR department distractions – In the form of handling calls from bill collectors, processing 401k loans, processing wage garnishments, etc.

Employees are struggling, and many don't know where to go for answers. These, unanswered concerns, spill over into the workplace and negatively impact corporate profitability.

As a financial planner and investment professional with 30+ years of industry experience, Gina is a financial educator at heart. Her business model is built on providing worksite and community based financial education and training.

Gina is a Retirement Income Certified Professional Financial and President of GHG Financial Planning. Her vision is that every individual will live a life of their design- create wealth- and use their wealth to fulfill their dreams-enjoy their passions-expand their interest-and create a legacy defined by Dignity, Independence and Choice.

With her unique approach to financial education and consulting, group training events and speaking engagements, Gina has earned the respect of thousands who have benefited from her services.

Talking to Gina, this John Maxwell Certified Speaker, Trainer and Coach, you can't help but notice her passion to Educate, Empower and Encourage her audiences towards financial success.

Gina Certificado de presentador virtual

One of the most prevalent issues that workers face today is financial stress. According to a 2017 study conducted by Price Waterhouse Cooper, 53% of workers report being stressed by their finances, with those reporting stress tending to be younger and female.

  • Loss of productivity
  • Workplace accidents
  • Employee turnover – 40% of employee turnover is due to stress.
  • HR department distractions – In the form of handling calls from bill collectors, processing 401k loans, processing wage garnishments, etc.

Employees are struggling, and many don't know where to go for answers. These, unanswered concerns, spill over into the workplace and negatively impact corporate profitability.

As a financial planner and investment professional with 30+ years of industry experience, Gina is a financial educator at heart. Her business model is built on providing worksite and community based financial education and training.

Gina is a Retirement Income Certified Professional Financial and President of GHG Financial Planning. Her vision is that every individual will live a life of their design- create wealth- and use their wealth to fulfill their dreams-enjoy their passions-expand their interest-and create a legacy defined by Dignity, Independence and Choice.

With her unique approach to financial education and consulting, group training events and speaking engagements, Gina has earned the respect of thousands who have benefited from her services.

Talking to Gina, this John Maxwell Certified Speaker, Trainer and Coach, you can't help but notice her passion to Educate, Empower and Encourage her audiences towards financial success.

Gina Certificado de presentador virtual

Unlocking the Treasures to Financial Wellness

Strong financial wellness programs decrease financial stress.

The goal for most employees is to build long term financial security. However, the reality is that many grew up without the fundamental skills of how to plan, save and invest.

A few may have taken economics, math, and maybe a course or two in finance, but few have been trained in the areas of money management, budgeting, and sound retirement and investment planning.

This lack of financial knowledge, coupled...

Audience ActivityEducational / InformativeTechnical / SpecificInspirational / Life-changing

Strategies for Retaining the Skilled Worker

As the baby boomer population retires, a dip in the number of younger workers means there may be more jobs than qualified workers to fill them. Some employers are already experiencing a shortage of qualified workers. Is your organization prepared?

Attendees will learn attractive work arrangements that appeal to workers whose skills and experience make them a valuable asset.
  • Factors influencing the business need for cutting edge employee programs
  • What can...
Employees / WorkforceAudience ActivityEducational / InformativeTechnical / Specific

Retirement Today

Retiring today is nothing like your parents' retirement. Where your parents may have received a pension and Social Security or worked for the same company for most of their lives, that's not necessarily the case for todays' employee.

Todays' retiree will face fresh challenges, including:

  • Interest rate changes
  • Record-breaking market conditions and volatility
  • Global debt
  • Employee retirement plan shifts
  • Tax changes

In...

Life and Work TransitionsAudience ActivityEducational / InformativeTechnical / Specific

Baby Boomer Basics

Baby Boomers everywhere are getting ready for retirement. Because the modern financial landscape continues to shift, retirement strategies also must shift. But in what ways? And how can you be more prepared for the future?

The Changing Retirement Landsccape:

  • Social Security has become less dependable
  • Many retirements are self-funded
  • Heath care costs are rising
  • Required Minimum Distributions are changing

During the financial workshop,...

Financial & Tax PlanningAudience ActivityEducational / InformativeTechnical / Specific

The Leap from Worker to Business Owner.

The economic uncertainty brought on by COVID-19 has restricted economic options for many. Workers are considering starting a business as an option rather than a traditional job. But taking the leap from worker to employer can be daunting.

The audience will leave with the following:

  • Self-discovery to discern whether you possess the temperament, knowledge, and resources that lead to business success.   
  • What to expect from...
Life and Work TransitionsEntertainment-basedAudience ActivityEducational / InformativeTechnical / SpecificInspirational / Life-changingHumorous / Funny

The SMART Woman's Guide to Financial Success

While every woman and every family are different, research shows that American women face unique, yet similar challenges:

In the U.S. there are 126 women for every 100 men aged 65 and older. At 85 and older, there are 187 women for every 100 men. Source. "2017 Profile of Older Americans" Administration for Community Living, 2018,

Where men once dominated financial affairs, the growing presence of women in the workforce as head of households continue to increase. This...
Women in BusinessAudience ActivityEducational / InformativeTechnical / SpecificInspirational / Life-changing
Gina Certificado de presentador virtual