David Denniston

Dave Den­nis­ton, CFA is the author of The Free­dom For­mula for Physi­cians– A Pre­scrip­tion for First-Class Finan­cial Health for Doc­tors which explains the six dimen­sions of retire­ment prepa­ra­tion includ­ing how to plan & pros­per, debt elim­i­na­tion, tax strate­gies, and cut­ting edge invest­ment strategies.

In The Free­dom For­mula, Mr. Den­nis­ton shares his approach to retire­ment plan­ning, which all starts with under­stand­ing his client's life and finan­cial goals.

Mr. Den­nis­ton is a finan­cial advi­sor and author spe­cial­iz­ing in cur­ing finan­cial con­cerns for physi­cians in every stage of their careers. As lead ana­lyst and chief invest­ment offi­cer for The Cap­i­tal Advi­sory Group Advi­sory Ser­vices, LLC, he has ded­i­cated over a decade to improv­ing doc­tors' finan­cial sit­u­a­tions by elim­i­nat­ing their debts and reduc­ing their tremen­dous tax burden.

As a result of his exten­sive back­ground and cre­den­tials, Mr. Den­nis­ton is invited reg­u­larly to speak about and teach finan­cial con­cepts at events and workshops.

I started out in the industry as an intern for an independent financial advisor in Seattle, WA and learned the ropes. It fueled my passion and stoked the fires of my interest to continue. I loved learning about mutual funds, stocks, and bonds and being involved in the selection process. My boss was wonderful and encouraged me throughout the process.

I graduated Cum Laude from Seattle Pacific University in 2003 with a BA in Business Administration/Finance emphasis. I also got married to my wonderful wife, Cyrena right out of college. I was offered a position with my previous boss, but instead decided to stake out my own future by starting with Edward Jones.

I found a new position as a financial advisor/paraplanner with an independent RIA in Bellevue, WA. I brought several of my clients with Edward Jones with me. At the time, the company only had two employees- myself and another young man and about $30 million under management. I grew in knowledge and ability.

I decided, through the encouragement of my employer, to increase my education. I decided to enroll as a CFA Candidate in 2005 through the CFA Institute. After several years of grueling work and exams, I was awarded the prestigious CFA designation in September 2009.

Meanwhile, I continued to grow in responsibility. I oversaw the investment models and account management as well as growing in clients and assets. The company grew to having a handful of employees. I personally managed over $10 million in assets for my clients while overseeing another $90 million for the company. I grew to desire partnership and a stake to secure my long-term future. 

By June 2008, I explored several ways of buying into partnerships with various organizations and the best opportunity was half-way across the country in Minnesota.  Approximately 30 of my clients from Seattle stuck with me. I cherish them greatly and see most of them on a quarterly basis face-to-face in Seattle. The Pacific Northwest is still extremely important to me and I'm working on establishing a branch office in either Seattle or Portland via an additional partnership.

Since joining the Capital Advisory Group partnership, in addition to being a financial advisor assisting clients, I am the lead analyst & Chief Investment Officer. I specialize in asset allocation and head the investment research and manage due diligence requirements.

I have been instrumental in developing our proprietary timing system and I am responsible for implementing our investment strategies. My ultimate goal is to help reduce market risk and help minimize the fluctuating value of other assets in times that we perceive as risky and increase stock market exposure in times that we perceive as less risky.

I have been interviewed by several media sources including Kiplinger's and Business Week for my outlook.